[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.autotara.cz\/potrebujete-penize\/#Article","mainEntityOfPage":"https:\/\/www.autotara.cz\/potrebujete-penize\/","headline":"Pot\u0159ebujete pen\u00edze?","name":"Pot\u0159ebujete pen\u00edze?","description":"Kdy\u017e se nad t\u00edm \u010dlov\u011bk zamysl\u00ed, nejsou pen\u00edze ve sv\u00e9 podstat\u011b ni\u010d\u00edm, co by lid\u00e9 m\u011bli z n\u011bjak\u00e9ho d\u016fvodu pot\u0159ebovat. V\u017edy\u0165 k \u010demu jsou takov\u00e9 pap\u00edrky a kole\u010dka vlastn\u011b v… ","datePublished":"2020-03-17","dateModified":"2020-03-17","author":{"@type":"Person","@id":"https:\/\/www.autotara.cz\/author\/#Person","name":"","url":"https:\/\/www.autotara.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"autotara.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.autotara.cz\/wp-content\/uploads\/art375454_16x9_20260817_094857_sjqd2U.jpg","url":"https:\/\/www.autotara.cz\/wp-content\/uploads\/art375454_16x9_20260817_094857_sjqd2U.jpg","height":0,"width":0},"url":"https:\/\/www.autotara.cz\/potrebujete-penize\/","about":["Internet"],"wordCount":438,"articleBody":"             Kdy\u017e se nad t\u00edm \u010dlov\u011bk zamysl\u00ed, nejsou pen\u00edze ve sv\u00e9 podstat\u011b ni\u010d\u00edm, co by lid\u00e9 m\u011bli z n\u011bjak\u00e9ho d\u016fvodu pot\u0159ebovat. V\u017edy\u0165 k \u010demu jsou takov\u00e9 pap\u00edrky a kole\u010dka vlastn\u011b v praxi dobr\u00e9? Skoro k ni\u010demu. Ov\u0161em p\u0159esto lid\u00e9 takov\u00e9 bankovky a mince, p\u0159\u00edpadn\u011b n\u011bjakou virtu\u00e1ln\u00ed m\u011bnu, pot\u0159ebuj\u00ed, nemohou bez nich \u017e\u00edt. A to proto, \u017ee takov\u00e9 pen\u00edze symbolizuj\u00ed ur\u010ditou hodnotu, lze je sm\u011b\u0148ovat za n\u011bco, co skute\u010dnou praktickou hodnotu m\u00e1.  Neb\u00fdt pen\u011bz, t\u011b\u017eko by se obchodovalo, neb\u00fdt t\u011bchto, jen t\u011b\u017eko bychom si mohli leccos po\u0159\u00eddit, respektive by to bylo n\u00e1ro\u010dn\u00e9 vzhledem k pot\u0159eb\u011b v\u00fdm\u011bnn\u00e9ho obchodu. Ale na\u0161t\u011bst\u00ed se m\u00e1me, proto\u017ee pen\u00edze m\u00e1me. Ov\u0161em m\u00e1me se jedin\u011b tehdy, kdy\u017e pen\u00edze m\u00e1me v tom smyslu, \u017ee jsou n\u00e1m k dispozici a m\u016f\u017eeme s nimi nakl\u00e1dat podle sv\u00e9ho uv\u00e1\u017een\u00ed. A co kdy\u017e n\u011bkdo pen\u00edze nevlastn\u00ed? Nebo kdy\u017e jich nem\u00e1 tolik, kolik by jich pot\u0159eboval? N\u011bkdo takov\u00fd logicky za\u017e\u00edv\u00e1 kru\u0161n\u00e9 okam\u017eiky. A chce-li se op\u011bt odrazit ode dna a dostat vzh\u016fru, pot\u0159ebuje nejednou p\u016fj\u010dku. Pen\u00edze, je\u017e mu n\u011bkdo sv\u011b\u0159\u00ed, aby jimi mohl uhradit v\u0161e, co je t\u0159eba, s t\u00edm, \u017ee tyto finance budou pozd\u011bji zase vr\u00e1ceny. A jakou p\u016fj\u010dku si vyb\u00edraj\u00ed lid\u00e9, kte\u0159\u00ed maj\u00ed opravdu v\u00e1\u017en\u00e9 ekonomick\u00e9 pot\u00ed\u017ee? Pokud tac\u00ed maj\u00ed n\u011bjakou nemovitost, ji\u017e lze d\u00e1t do z\u00e1stavy, je rozumnou volbou vsadit na hypot\u00e9ky bez registru. Tyto se toti\u017e poskytuj\u00ed pr\u00e1v\u011b t\u011bm lidem, kte\u0159\u00ed se za n\u011b z\u00e1stavou nemovitosti zaru\u010dit mohou. \u017de je ona z\u00e1stava nedostatkem, m\u00ednusem t\u00e9to p\u016fj\u010dky? Ale kdepak. Pr\u00e1v\u011b naopak. D\u00edky tomu, \u017ee d\u00e1 n\u011bkdo za p\u016fj\u010den\u00e9 pen\u00edze z\u00e1ruku v podob\u011b takov\u00e9 nemovitosti, je tento zbaven povinnost\u00ed, je\u017e by ho t\u0159eba v bank\u00e1ch neminuly. D\u00edky t\u00e9to z\u00e1stav\u011b nen\u00ed t\u0159eba pokazovat vysok\u00e9 p\u0159\u00edjmy a skv\u011ble vypadaj\u00edc\u00ed da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed, nemus\u00ed tu b\u00fdt ani registry dlu\u017en\u00edk\u016f bez z\u00e1znam\u016f, a i nad lec\u010d\u00edm jin\u00fdm se tu d\u00e1 p\u0159imhou\u0159it oko. Co\u017e je logicky u lid\u00ed, kte\u0159\u00ed jsou na tom finan\u010dn\u011b \u0161patn\u011b, plus. Zat\u00edmco by toti\u017e v bance neusp\u011bli, tady jim to vyjde.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pot\u0159ebujete pen\u00edze?","item":"https:\/\/www.autotara.cz\/potrebujete-penize\/#breadcrumbitem"}]}]